Insurance Liability Truths Which Aspiring and Current Ridesharing Drivers Should Know
It is truly bewildering to know just how warmly the public has received the entry of the innovative ridesharing applications or services such as Uber, which has even allowed it to flaunt a daily trip record that reach staggering millions. That kind of sum is truly something that cannot be underestimated even by the least bit. However, this doesn’t mean good things only, as this also increases the chance of number of accidents that could happen in a day.
There are many lingering question as to would be counted as responsible if there are any car accidents that would occur with them as the victims. It is also not weird for a situation to occur where a case may unfortunately be out of the boundaries of the law and in these cases, solving the problem would surely be a lot more difficult than usual. The fact that Uber rides involve driving a private car, means that when accidents happen, it cannot be viewed as a public vehicle with passenger, making the problem a bit more problematic than it should be.
Some may have definitely placed their eyes on joining the Uber group already as a driver to gain an easy extra cash in this continuously growing company. Easy as it may seem at first place, there’s no doubt that there’s more than meets the eye in this concept. Before you join Uber, here are some facts about their insurance liability that you should be informed of.
One of the things that would surely capture your attention when being wary about Uber, is their hazy insurance policies, and this is something that would surely put some complications in your ride given the fact that it is something that would protect you even when accidents happen. Although some Uber drivers may think that the insurances provided by the company are already appropriate and enough for them, there are some instances where they may blur out and it may even become more complex whether the company could shoulder an accident or not.
You may also think that even if the Uber insurance is hazy, you still have your own insurance but unfortunately, even that insurance may not be able to cover for you while you’re working as an Uber driver.
More often than not, the company insurance provided by the company to you would not work. This means that the bill for the responsibility of the accident, especially if you have a passenger at the moment who was injured, will all land on your pocket, which is a risk that you should consider before becoming a ridesharing driver.